There are women in developing countries who are living the economic catch-22: you need money to make money. And without any form of collateral or credit history, these women can’t even borrow money from a bank. This is even more impossible if they inhabit a country where it’s atypical for a woman to have these things. In a class I took at BU last fall, I was informed about the successes of microfinancing—small grants provided to the working poor. Nobel prize winner Muhammad Yunus was the founder of the Grameen Microcredit Bank in Bangladesh. With these loans from institutions like the Grameen Bank, people can secure a loan for amounts like $400 to cover expenses like a fridge. And voila. With their newfound added income, they can repay the loan in six months. (Women have an extraordinarily consistent rate on microloans.) They can then work to build homes for their families. These success stories turn poor women into shoemakers, seamstresses, potters. What’s more? The money came from regular people like us. These programs were financed by a series of small loans through a group called Kiva. Please inform yourselves!